{"id":3452,"date":"2023-08-20T08:52:25","date_gmt":"2023-08-20T08:52:25","guid":{"rendered":"http:\/\/www.demirelhukukvedanismanlik.com\/thanksgiving-inspired-cocktails-that-your-guests-copy-2\/"},"modified":"2023-09-16T09:23:22","modified_gmt":"2023-09-16T09:23:22","slug":"deger-kaybi-nedir","status":"publish","type":"post","link":"https:\/\/www.demirelhukukvedanismanlik.com\/en\/deger-kaybi-nedir\/","title":{"rendered":"De\u011fer Kayb\u0131 Nedir ?"},"content":{"rendered":"
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De\u011fer Kayb\u0131 Nedir?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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De\u011fer kayb\u0131, kaza yapan arac\u0131n kaza meydana gelmeden \u00f6nceki piyasa de\u011ferinden kaza yap\u0131p onar\u0131ld\u0131ktan sonraki 2.el piyasas\u0131ndaki d\u00fc\u015f\u00fc\u015f de\u011ferine denir. Ara\u00e7, kaza yapt\u0131ktan sonra eskisini aratmayacak \u015fekilde d\u00fczeltilse bile TRAMER kay\u0131tlar\u0131nda hasarl\u0131 olarak g\u00f6r\u00fcl\u00fcr bu sebeple 2.el piyasas\u0131nda de\u011fer kayb\u0131 ya\u015far, orijinalli\u011finde ve ekonomik de\u011ferinde d\u00fc\u015f\u00fc\u015f ya\u015fan\u0131r. Bunun yan\u0131nda her zaman arac\u0131n orijinal par\u00e7alarla tamir edilmemesi m\u00fcmk\u00fcn olmayabilmektedir. Bu t\u00fcr bir durumun meydana gelmesi halinde de yine de\u011fer kayb\u0131 meydana gelecektir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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De\u011fer kayb\u0131, kaza yapan arac\u0131n kaza meydana gelmeden \u00f6nceki piyasa de\u011ferinden kaza yap\u0131p onar\u0131ld\u0131ktan sonraki 2.el piyasas\u0131ndaki d\u00fc\u015f\u00fc\u015f de\u011ferine denir.\r\n\t\t\t\t\t\t\t\t<\/blockquote>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Kazada hasar masraflar\u0131 \u00f6dense bile ara\u00e7 de\u011fer kayb\u0131 ya\u015far. Bu y\u00fczden hukukumuzda de\u011fer kayb\u0131 denilen bir kavram vard\u0131r. Kavram kanunlar\u0131m\u0131zda yer almasa da Yarg\u0131tay 17. Hukuk Dairesi 2016\/5661 K. k\u00fcnyeli karar\u0131nda \u015fu \u015fekilde tan\u0131mlanm\u0131\u015ft\u0131r; \u201cKaza yapan ve onar\u0131lan bir arac\u0131n de\u011ferindeki d\u00fc\u015f\u00fc\u015fe \u201cara\u00e7 de\u011fer kayb\u0131\u201d denilmektedir. De\u011fer kayb\u0131 zarar\u0131, arac\u0131n olay tarihindeki hasar de\u011feriyle hasar\u0131 giderildikten sonra (tamir edilmi\u015f hali ile) edece\u011fi de\u011fer aras\u0131ndaki farktan ibarettir.\u201d<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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De\u011fer kayb\u0131n\u0131n belirlenmesinde kaza tutanaklar\u0131, arac\u0131n hasara ili\u015fkin resimleri, hasar\u0131n onar\u0131m\u0131 sonras\u0131ndaki resimleri, onar\u0131m\u0131n yap\u0131ld\u0131\u011f\u0131 yer, kullan\u0131lan par\u00e7alar gibi hususlar \u00f6nem ta\u015f\u0131maktad\u0131r. Uygulamada de\u011fer kayb\u0131 hesaplamalar\u0131, teknik bilgi gerektirmesi nedeniyle eksperler ve bilirki\u015filer taraf\u0131ndan yap\u0131lmaktad\u0131r.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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De\u011fer Kayb\u0131 Kimlerden Talep Edilebilir?<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Kazada ki\u015finin kusuru oran\u0131nda, trafik sigortas\u0131 ma\u011fdur olan taraf\u0131n ara\u00e7 de\u011fer kayb\u0131n\u0131 telafi etmek zorundad\u0131r. Yani ara\u00e7 de\u011fer kayb\u0131n\u0131, trafik sigortas\u0131 kar\u015f\u0131lar. Ara\u00e7ta kasko bulunuyor ve kasko s\u00f6zle\u015fmesinde de\u011fer kayb\u0131na ili\u015fkin bir madde varsa de\u011fer kayb\u0131 kaskodan da talep edilebilir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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De\u011fer Kayb\u0131 \u0130\u00e7in Nereye Ba\u015fvurulabilir?<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Kazan\u0131n meydana gelmesinde kusursuz taraf, ara\u00e7ta meydana gelen de\u011fer kayb\u0131n\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in ekspertiz raporu alarak de\u011fer kayb\u0131na sebep olan tarafa dava a\u00e7abilir ya da bu kayb\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in Sigorta Tahkim Komisyonu\u2019na ba\u015fvuru yapabilir. Yetkili ve g\u00f6revli mahkemelere bakt\u0131\u011f\u0131m\u0131z zaman; Ara\u00e7 de\u011fer kayb\u0131 davalar\u0131 T\u00fcrk Bor\u00e7lar Kanunu\u2019ndaki haks\u0131z fiil sorumlulu\u011funa dayan\u0131r. Ara\u00e7 de\u011fer kayb\u0131n\u0131n dava yolu ile talep edilmesi gerekir. Dava yolu ile talep edilebilmesi i\u00e7in ilgili kusurlu arac\u0131n sigorta \u015firketine ba\u015fvuru yap\u0131lmas\u0131 zorunlu bir ko\u015fuldur. Ara\u00e7 de\u011fer kayb\u0131nda taraflar\u0131n tacir veya t\u00fcketici olmas\u0131 pek \u00e7ok farkl\u0131 ihtimali ortaya \u00e7\u0131karmaktad\u0131r. Haks\u0131z fiilden kaynaklanan tazminat davalar\u0131nda g\u00f6revli mahkeme, genel hukuk mahkemesi olan asliye hukuk mahkemesidir. Ancak dava sigorta \u015firketine kar\u015f\u0131 a\u00e7\u0131lacaksa g\u00f6revli mahkeme T\u00fcrk Ticaret Kanunu\u2019nun 4. maddesi uyar\u0131nca Asliye Ticaret Mahkemeleridir. E\u011fer ara\u00e7 s\u00fcr\u00fcc\u00fcs\u00fcne ya da arac\u0131n sahibine a\u00e7\u0131lacaksa ve bu ki\u015filer tacir de\u011filse ayn\u0131 zamanda sigorta \u015firketi de has\u0131m g\u00f6sterilmeyecekse davan\u0131n Asliye Hukuk Mahkemesinde a\u00e7\u0131lmas\u0131 gerekir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Sigorta Tahkim Komisyonuna Ba\u015fvuru Usul\u00fc ve \u015eartlar\u0131 Nelerdir?<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Sigorta Tahkim Komisyonuna ba\u015fvurmadan veya dava yoluna girmeden \u00f6nce kar\u015f\u0131 arac\u0131n Sigorta \u015eirketine yaz\u0131l\u0131 ba\u015fvuru dava \u015fart\u0131 ve zorunluluktur. Aksi halde mahkeme dava \u015fart\u0131 yoklu\u011fu nedeniyle davay\u0131 usulden reddedecektir. Sigorta \u015eirketine ba\u015fvuru tarihinden itibaren en ge\u00e7 15 g\u00fcn i\u00e7inde ba\u015fvuruyu yaz\u0131l\u0131 olarak cevaplamamas\u0131 veya verilen cevab\u0131n talebi kar\u015f\u0131lamad\u0131\u011f\u0131na ili\u015fkin uyu\u015fmazl\u0131k olmas\u0131 h\u00e2linde, zarar g\u00f6ren dava a\u00e7abilir veya 5684 say\u0131l\u0131 Kanun \u00e7er\u00e7evesinde tahkime ba\u015fvurabilir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Ba\u015fvuru, tahkim komisyonunun internet sitesinden, sayfada bulunan revize dilek\u00e7esi doldurularak yap\u0131l\u0131r. Ba\u015fvuruda dikkat edilmesi gereken husus sitede istenilen belgelerin eksiksiz bir \u015fekilde ba\u015fvuru yaparken eklenilmesidir. Aksi halde ba\u015fvuru reddedilir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Ba\u015fvuruda istenilen belgeleri \u015fu \u015fekilde s\u0131ralayabiliriz; Sigorta Tahkim Komisyonu Ba\u015fvuru Formu, Ba\u015fvuru Sahibinin Kimlik Fotokopisi, Sigorta \u015eirketine Ba\u015fvuru Yap\u0131ld\u0131\u011f\u0131na, Talebin Cevaps\u0131z Kald\u0131\u011f\u0131na veya Reddedildi\u011fine Dair Belge, Ba\u015fvuru \u00dccretinin Yat\u0131r\u0131ld\u0131\u011f\u0131na \u0130li\u015fkin Makbuz, Avukat Vekaleti ile Yap\u0131lan Ba\u015fvurularda Vekaletname (\u00d6zel Yetki \u0130\u00e7ermelidir) E\u011fer \u00d6zel Yetki \u0130\u00e7ermiyorsa A\u00e7\u0131k R\u0131za Metni Onay\u0131, Vekalet Suret Har\u00e7 Makbuzu ( son d\u00f6nemde bu \u015fart kald\u0131r\u0131lm\u0131\u015ft\u0131r) ve Baro Pulu, Kaza Tespit Tutana\u011f\u0131, Servis Raporu, Ekspertiz Raporu, Sigorta Poli\u00e7esi, Olaya \u015eahit Olmu\u015f Olan Tan\u0131klar, Kazadan Sonra \u00c7ekilmi\u015f Olan Foto\u011fraflar.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Ba\u015fvuru \u015eartlar\u0131na De\u011finecek Olursak;<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  • De\u011fer kayb\u0131 \u00e7ift tarafl\u0131 trafik kazas\u0131 sonucu meydana gelmelidir.<\/li>\n\t\t\t\t\t\t
  • Ara\u00e7ta Bir Hasar Olu\u015fmal\u0131 ve Onar\u0131lmal\u0131d\u0131r.<\/li>\n\t\t\t\t\t\t
  • Onar\u0131lan veya De\u011fi\u015fen Par\u00e7alar Daha \u00d6nceki Bir Kaza Sonras\u0131<\/li>\n\t\t\t\t\t\t
  • Onar\u0131lmamal\u0131 Veya De\u011fi\u015ftirilmemelidir.<\/li>\n\t\t\t\t\t\t
  • Ba\u015fvurucu ara\u00e7 i\u015fleten tam kusurlu olmamal\u0131, kar\u015f\u0131 taraf kusurlu olmal\u0131d\u0131r. De\u011fer kayb\u0131 kusur oranlar\u0131na g\u00f6re hesaplan\u0131r. Ki\u015finin kusur oran\u0131na dikkat edilerek \u00fccret belirlenir.<\/li>\n\t\t\t\t\t\t
  • Kaza tarihinden itibaren 2 y\u0131l ge\u00e7mi\u015f olmamal\u0131d\u0131r. Zamana\u015f\u0131m\u0131 kaza tarihinden itibaren 2 y\u0131ld\u0131r.<\/li>\n\t\t\t\t\t\t
  • Kar\u015f\u0131 taraf\u0131n trafik sigortas\u0131n\u0131n bulunmas\u0131 gerekir. Kazay\u0131 yapan ve kusurlu olan ki\u015finin trafik sigortas\u0131 yoksa ara\u00e7 de\u011fer kayb\u0131n\u0131 ara\u00e7 s\u00fcr\u00fcc\u00fcs\u00fc \u015fah\u0131s bizzat \u00f6demek zorundad\u0131r<\/li>\n\t\t\t<\/ul>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Tazminat D\u0131\u015f\u0131 Kalan Haller<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Zorunlu Mali sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131n\u0131n Ek \u201c1.De\u011fer Kayb\u0131 Hesaplamas<\/em>\u0131\u2019\u2019 b\u00f6l\u00fcm\u00fcn\u00fcn ikinci f\u0131kras\u0131nda \u201cTeminat D\u0131\u015f\u0131nda Kalan Haller\u201d ba\u015fl\u0131kl\u0131 b\u00f6l\u00fcmde de\u011fer kayb\u0131 hesab\u0131nda teminat d\u0131\u015f\u0131 kalan haller d\u00fczenlenmi\u015ftir. S\u00f6z konusu d\u00fczenlemeye g\u00f6re ara\u00e7ta meydana gelen hasar nedeni ile yap\u0131lan onar\u0131mlarda;<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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      Mini onar\u0131m ile giderilebilen basit kaporta, plastik tampon\/par\u00e7a onar\u0131mlar\u0131, mekanik, elektrik, elektronik, cam, radyo\/teyp, lastik, hava yast\u0131\u011f\u0131, jant, ve d\u00f6\u015feme aksam\u0131 hasarlar\u0131,<\/p>\n<\/li>\n

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      Ana iskelet ve \u015faside hasar olmaks\u0131z\u0131n, vidal\u0131 par\u00e7alarda yap\u0131lan onar\u0131m\/de\u011fi\u015fim ile giderilebilen hasarlar,<\/p>\n<\/li>\n

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      Arac\u0131n kaza an\u0131ndaki rayi\u00e7 de\u011ferinin %25\u2019ini a\u015fan de\u011fer kayb\u0131 talepleri, (Bu maddede d\u00fczenlenen s\u0131n\u0131r bir ara\u00e7 i\u00e7in talep edilecek toplam de\u011fer kayb\u0131 limiti olup daha \u00f6nceden \u00f6denen de\u011fer kayb\u0131 tazminatlar\u0131 limitten mahsup edilir),<\/p>\n<\/li>\n

    4. Kaza tarihi ile ihbar tarihi aras\u0131nda ara\u00e7 \u00fczerinde m\u00fclkiyet de\u011fi\u015fikli\u011fi olan ara\u00e7lar ile ilgili talepler,<\/li>\n
    5. Hurda Belgeli \u00c7ekme Belgeli ve i\u015flemi g\u00f6rm\u00fc\u015f ara\u00e7lar\u0131n de\u011fer kayb\u0131 talepleri,<\/li>\n
    6. K\u0131sa s\u00fcreli kiral\u0131k ara\u00e7lar, dolmu\u015f, taksi, uzun s\u00fcreli(bir y\u0131l veya daha uzun) kiral\u0131k ara\u00e7larda eksper taraf\u0131ndan hesap edilen de\u011fer kayb\u0131n\u0131n %50\u2019sini a\u015fan talepler, test arac\u0131, antika ve koleksiyon say\u0131lan ara\u00e7lardaki hasar sebebiyle yap\u0131lan de\u011fer kayb\u0131 talepleri,<\/li>\n
    7. Tekerlekli\/paletli ve z\u0131rhl\u0131 toplumsal m\u00fcdahale ara\u00e7lar\u0131, yol s\u00fcp\u00fcrme ara\u00e7lar\u0131, belediye otob\u00fcsleri, itfaiye ara\u00e7lar\u0131ndaki hasar sebebiyle yap\u0131lan de\u011fer kayb\u0131 talepleri,<\/li>\n
    8. Yabanc\u0131 plakal\u0131 ara\u00e7lar\u0131n T\u00fcrkiye\u2019de kar\u0131\u015ft\u0131\u011f\u0131 kazalarda yabanc\u0131 plakal\u0131 ara\u00e7lar i\u00e7in yap\u0131lan de\u011fer kayb\u0131 talepleri;  3. ara\u00e7ta meydana gelen maddi hasar\u0131n, arac\u0131n rayi\u00e7 bedelinin %2\u2019sinin alt\u0131nda kalmas\u0131 halinde de\u011fer kayb\u0131 tazminat\u0131 ara\u00e7ta meydana gelen maddi hasar tutar\u0131n\u0131 a\u015famaz<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
      \n\t\t\t\t\t\t
      \n\t\t\t\t\t
      \n\t\t\t
      \n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

      De\u011fer Kayb\u0131 Nedir? De\u011fer kayb\u0131, kaza yapan arac\u0131n kaza meydana gelmeden \u00f6nceki piyasa de\u011ferinden kaza yap\u0131p onar\u0131ld\u0131ktan sonraki 2.el piyasas\u0131ndaki d\u00fc\u015f\u00fc\u015f de\u011ferine denir. Ara\u00e7, kaza yapt\u0131ktan sonra eskisini aratmayacak \u015fekilde d\u00fczeltilse bile TRAMER kay\u0131tlar\u0131nda hasarl\u0131 olarak g\u00f6r\u00fcl\u00fcr bu sebeple 2.el piyasas\u0131nda de\u011fer kayb\u0131 ya\u015far, orijinalli\u011finde ve ekonomik de\u011ferinde d\u00fc\u015f\u00fc\u015f ya\u015fan\u0131r. Bunun yan\u0131nda her zaman arac\u0131n…<\/p>","protected":false},"author":1,"featured_media":9997,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_joinchat":[]},"categories":[53,56],"tags":[],"yoast_head":"\nDe\u011fer Kayb\u0131 Nedir ? - Demirel Hukuk ve Dan\u0131\u015fmanl\u0131k - Av.Hacer Perihan DEM\u0130REL<\/title>\n<meta name=\"description\" content=\"Demirel Hukuk Ve Dan\u0131\u015fmanl\u0131k, \u015eanl\u0131urfa merkezli bir hukuk dan\u0131\u015fmanl\u0131k b\u00fcrosudur. Gen\u00e7, dinamik ve uzman ekibiyle Ceza Hukuku, Aile\/Bo\u015fanma Hukuku, Gayrimenkul Hukuku gibi \u00e7e\u015fitli alanlarda hukuki destek sunmaktad\u0131r. Adalet ve etkin \u00e7\u00f6z\u00fcmler ilkemizdir. 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